Wednesday, August 17, 2005

Individual v. Group Health Insurance

Q. What's the difference between Individual and Group Health Insurance?

A. This applies mostly to Florida, but it's the same in much of the USA. Group insurance is generally gotten through your employer, and paid 50% or more by the employer. Getting the coverage doesn't take much more than just signing the paperwork and turning it in. If you don't have coverage with an employer and need to make the buy yourself, then you are subject to the decision of the Health Plan to approve you for coverage. In Florida, individuals do not have to be approved for coverage, and can be issued policies with rate-ups for medical conditions.

Please feel free to browse my website. www.starkinsurance.net

5 comments:

Anonymous said...

Hey dad. Nice site. Aren't you high tech.

Anonymous said...

Rick nice job, but tell folks more about you, where you're from, how long in the business all together and industry accomplishments. Let them know you're there to help and service their needs. You've always done a fantastic job, so stay the course! ERIC"J"

Rick's Corner said...

Thanks Eric.

Anonymous said...

pstark says great service to the public from a straight shooter

business insurance quotes said...

In my opinion individual plan is more effective than a group policy as it have several more benefits than a group policy. Mostly group plan are provided by employers and just covers only basic risks.